MoneyGuideElite℠ has been rated “the top choice of financial planning software for eight straight years,” according to Financial Planning Magazine’s annual survey. The MoneyGuideElite℠ program has partner integration with eMoney. For clients that are already using eMoney as an account aggregator to see all of their assets/liabilities in one place, GWS&A is able to link your living balance sheet directly into your MoneyGuideElite℠ Plan. This ensures that if your financial plan is reran or modified in the future, each new instance and scenario is based on a true and accurate representation of your current account values. At GWS&A, we feel that running a fee-based plan through this sophisticated software can help pre-retirees enter into retirement with additional confidence. The program is incredibly powerful for modeling “What if Scenarios”. MoneyGuideElite℠ uses Monte Carlo analysis and runs at minimum 100 trials to determine outcomes, based on stochastic modeling, the likelihood of success with variable stock market conditions. Depending on plan complexity, the GWS&A team spends 10 to 30+ hours from start to finish on the overall process. With this in mind, it is common that GWS&A may charge a separate for the service.  Based on plan complexity, prices will vary, ranging from as little as $1,500 to $5,000+.

• Tax Planning

  • Determine a tax bracket filling strategies to minimize total tax over a lifetime

  • Gifting strategies

  • Roth conversion tax savings

• Total Income Modeling

• Secure Income Modeling

• Advanced Lifetime Protection

• Custom CMAs

• Sophisticated Risk Management Analysis

  • Life

  • Disability

  • Long Term Care

• Custom Report Templates.  We can tailor the pages you like the most out of hundreds to create custom meaningful reports to your liking

• Action Item Summaries

• Estate Planning

  • Calculate expected inheritance based on life expectancy

  • Calculate potential death taxes owed

  • Model various estate planning techniques to maximize wealth transfer.

• Client Planning Portal with guest access

• Test variables in PlayZone™

• Create custom financial and legacy goals and calculate probability of success and then relate this to how it effects your retirement plan

• Calculate Medicare costs based on your spenddown strategy of assets in retirement.

• Holistic stress testing (bad timing, good trial run, median trial run, et al)

• Risk tolerance (determine what effect increasing your cash positions has on your probability of successful retirement, determine if you take on additional portfolio risk how this effects probability of a successful retirement, etc.)